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Does facilitating housing loans help support first-time home purchases?

Post No. 441. Home purchase financing for all households can be facilitated through low interest rates and favourable lending conditions, or through tax measures that are independent of income. However, given an inelastic housing supply, the additional demand that is generated could lead to a risk of higher house prices with no significant effect on home-ownership.

23rd of March 2026

The Banque de France is at your service

Help and support for company directors

At your service | Businesses
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Design and manufacture of banknote paper and banknotes

At your service | Banque de France
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Statistics

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Does facilitating housing loans help support first-time home purchases?

Eco Notepad 23rd of March 2026
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ABC de l’économie

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Discover the International Banking and Finance Institute

At your service | Banque de France
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Banque de France Annual Report 2023

Report 24th of July 2024
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3-minute guide to monetary strategy

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What is the Banque de France doing to combat global warming?

Climate change
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Focus

Banknotes

The Banque de France is a key player in the cash industry and works with its customers to modernise the sector

Climate

The Bank supports and adds to collective initiatives to combat global warming

Research, economists and researchers

Economic research plays an essential role in determining the direction of the Banque de France’s economic policies

Speeches by the Governor

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Throughout France, our advisors are at your service. Contact them by telephone, e-mail, post or via the national hotline

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