Jeune couple gérant son budget
From credit repayment incidents to overindebtedness: aggregate developments and individual trajectories

Bulletin No. 258, article 2. The Fichier national des incidents de remboursement des crédits aux particuliers (FICP – National Register of Household Credit Repayment Incidents) records payment incidents related to loans. In the event of persistent difficulties, individuals can apply for debt restructuring to find a solution tailored to their situation. 

26th of June 2025

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Updated on the 4th of September 2025