The Banque de France works to keep the financial system in balance. It oversees banks and insurers, and protects the interests of their customers. It closely monitors economic agents’ financial positions to mitigate any risks and identify future challenges (digital transformation, climate transition, etc.). It also ensures the smooth operation and security of payment means.
Stabilité financière

Guaranteeing a sound financial sector

The Autorité de Contrôle Prudentiel et de Résolution (ACPR – Prudential Supervision and Resolution Authority), which is an administrative authority attached to the Banque de France, is tasked with the prudential oversight of banks and insurers and protecting customer interests.

Anticipating and mitigating risks

The Banque de France employs teams of experts and economists to analyse the workings of the financial sector and identify vulnerabilities. Its role is to evaluate risks likely to affect the financial markets. Alongside the ACPR, it assists banks and insurers with their digital transformation and the fight against climate change, and helps to adapt regulations to keep the financial system resilient. 

Ensuring the smooth operation and security of payments

The Banque de France is responsible for overseeing French payment systems and financial market infrastructures. It ensures the security of cashless payment instruments and the relevance of the standards applicable in this area. It also guarantees the smooth operation and security of payment systems, and the security of financial instrument clearing and settlement systems.

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3-minute guide to financial stability

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Assessment of vulnerabilities and strengthening of resilience

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Oversight of financial institutions

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Macroprudential policy

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Microprudential policy

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Activities

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3-minute guide to financial stability

Outils statistique

Assessment of vulnerabilities and strengthening of resilience

Outils statistique

Oversight of financial institutions

Outils statistique

Macroprudential policy

Outils statistique

Microprudential policy

Outils statistique

Activities

Outils statistique