More generally, this action is part of the Banque de France's innovation approach and helps to assist its business lines in identifying opportunities and implementing innovative solutions. By working with the innovative ecosystem, in particular through this call for contributions, we have been able to identify a number of approaches with which the Banque de France can now experiment.
From the 20 or so proposals received, three were selected :
- A cooperation between IN Groupe (Imprimerie Nationale) and Orange, to develop decentralised identity based on Blockchain technology ;
- Qaxh.io, developed by the BPCE group, using Blockchain software to manage authorisations for information sharing ;
- Archipels, a startup that offers a decentralised identity platform on a Blockchain.
The Banque de France is now working with the three winners on how to define the scope of one or more experiments based on their proposals.
Valérie Fasquelle, Deputy Director General of the Directorate General Information System and sponsor of the institution's innovation approach, stated that "for the Banque de France, digital identity and its management are major challenges in terms of innovation and present opportunities for our business lines, including our work on a central bank digital currency”.