ECB publishes supervisory banking statistics on significant institutions for the first quarter of 2026

Common Equity Tier 1 ratio at 15.99% in first quarter of 2026, compared with 16.26% in previous quarter and 16.02% one year ago
Annualised return on equity at 10.02% in first quarter of 2026, up from 9.52% in previous quarter and from 9.85% one year ago
Non-performing loans ratio (excluding cash balances) at 2.18% in first quarter of 2026, unchanged from previous quarter and down from 2.24% one year ago
Liquidity coverage ratio at 153.93% in first quarter of 2026, down from 158.60% in previous quarter and 156.16% one year ago
Net stable funding ratio at 125.63%, the lowest level since series began in 2021, down from 126.51% in previous quarter and 126.34% one year ago
Supervisory banking statistics now include new breakdown of liquidity buffer

Published on 19th of June 2026

Capital adequacy

In the first quarter of 2026, the aggregate capital ratios of significant institutions (banks supervised directly by the ECB) were down from the previous quarter and from the same period last year. The aggregate Common Equity Tier 1 (CET1) ratio stood at 15.99%, compared with 16.26% in the previous quarter and 16.02% one year ago. The aggregate Tier 1 ratio stood at 17.51%, compared with 17.76% in the previous quarter and 17.50% one year ago. Meanwhile, the aggregate total capital ratio stood at 20.11%, compared with 20.40% in the previous quarter and 20.26% one year ago. Across countries, the CET1 ratio ranged from 13.67% in Spain to 23.44% in Lithuania.

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Updated on the 19th of June 2026