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From credit repayment incidents to overindebtedness: aggregate developments and individual trajectories

Bulletin No. 258, article 2. The Fichier national des incidents de remboursement des crédits aux particuliers (FICP – National Register of Household Credit Repayment Incidents) records payment incidents related to loans. In the event of persistent difficulties, individuals can apply for debt restructuring to find a solution tailored to their situation. 

26th of June 2025

The Banque de France is at your service

Help and support for company directors

At your service | Businesses
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Design and manufacture of banknote paper and banknotes

At your service | Banque de France
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Statistics

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ECB signals beyond meetings: insights from 5,100 events

Eco Notepad 1st of August 2025
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ABC de l’économie

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Discover the International Banking and Finance Institute

At your service | Banque de France
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Banque de France Annual Report 2023

Report 24th of July 2024
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3-minute guide to monetary strategy

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What is the Banque de France doing to combat global warming?

Climate change
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Focus

Banknotes

The Banque de France is a key player in the cash industry and works with its customers to modernise the sector

Climate

The Bank supports and adds to collective initiatives to combat global warming

Research, economists and researchers

Economic research plays an essential role in determining the direction of the Banque de France’s economic policies

Speeches by the Governor

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Throughout France, our advisors are at your service. Contact them by telephone, e-mail, post or via the national hotline

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