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ECB press release ECB

Composite cost-of-borrowing indicator for new loans to corporations increased by 15 basis points to 3.79%; indicator for new loans to households for house purchase broadly unchanged at 3.51%
Composite interest rate for new deposits with agreed maturity from corporations increased by 17 basis points to 2.21%; interest rate for overnight deposits from corporations increased by 6 basis points to 0.59%
Composite interest rate for new deposits with agreed maturity from households increased by 13 basis points to 2.09%; interest rate for overnight deposits from households broadly unchanged at 0.28%

31st of July 2026