Euro area bank interest rate statistics: September 2026

Bank interest rates for corporations 

Chart 1 

Bank interest rates on new loans to, and deposits from, euro area corporations

Data for cost of borrowing and deposit interest rates for corporations (Chart 1) 

The composite cost-of-borrowing indicator, which combines interest rates on all loans to corporations, increased in September 2026. The interest rate on new loans of over €1 million with a floating rate and an initial rate fixation period of up to three months increased by 17 basis points to 3.51%. The rate on new loans of the same size with an initial rate fixation period of over three months and up to one year rose by 18 basis points to 3.96%. The interest rate on new loans of over €1 million with an initial rate fixation period of over ten years increased by 7 basis points to 3.81%. In the case of new loans of up to €250,000 with a floating rate and an initial rate fixation period of up to three months, the average rate charged rose by 8 basis points to 4.01%. 
As regards new deposit agreements, the interest rate on deposits from corporations with an agreed maturity of up to one year rose by 22 basis points to 2.46% in September 2026. The interest rate on overnight deposits from corporations rose by 7 basis points to 0.68%. 
The interest rate on new loans to sole proprietors and unincorporated partnerships with a floating rate and an initial rate fixation period of up to one year remained broadly unchanged at 4.36%.