Euro area bank interest rate statistics: May 2025

Bank interest rates for corporations

Chart 1
Bank interest rates on new loans to, and deposits from, euro area corporations
 

Data for cost of borrowing and deposit interest rates for corporations (Chart 1)

The composite cost-of-borrowing indicator, which combines interest rates on all loans to corporations, decreased in May 2025. The interest rate on new loans of over €1 million with a floating rate and an initial rate fixation period of up to three months decreased by 29 basis points to 3.26%. The rate on new loans of the same size with an initial rate fixation period of over three months and up to one year stayed almost constant at 3.48%. The interest rate on new loans of over €1 million with an initial rate fixation period of over ten years increased by 16 basis points to 3.70%. In the case of new loans of up to €250,000 with a floating rate and an initial rate fixation period of up to three months, the average rate charged fell by 13 basis points to 3.78%. 
As regards new deposit agreements, the interest rate on deposits from corporations with an agreed maturity of up to one year fell by 10 basis points to 2.05% in May 2025. The interest rate on overnight deposits from corporations stayed almost constant at 0.58%. 
The interest rate on new loans to sole proprietors and unincorporated partnerships with a floating rate and an initial rate fixation period of up to one year decreased by 20 basis points to 4.11%.