Home Press Releases April 2024 euro area bank lending survey April 2024 euro area bank lending survey Credit standards were broadly unchanged in the first quarter of 2024. Published on the 9th of April 2024 Loan demand from firms declined substantially, contrary to bank expectations of a recovery. Ongoing central bank balance sheet reduction continued to exert tightening pressure. The positive impact of policy rate decisions on bank profits is expected to diminish over the next six months. Download the full PDF version April 2024 euro area bank lending survey (PDF - 864 Ko) Updated on the 25th of July 2024