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Interest rates on deposits 2018Feb

Published on 04/04/2018
The remuneration of deposits is stable in February
In February, the average interest rate on bank deposits remained unchanged for the second month in a row (0.67%).
Interest rates on outstanding amounts of deposits in percentage and seasonally adjusted (a)

Feb- 2017 Dec- 2017 Jan- 2018 (e) Feb- 2018 (f)
Average interest rates on bank deposits 0.76 0.67 0.67 0.67
Households 0.98 0.93 0.93 0.93
of which : - overnight deposits 0.04 0.03 0.03 0.03
- accounts with agreed maturity up to 2 years (g)(h) 1.25 0.91 0.90 0.90
- accounts with agreed maturity over 2 years (g) 2.02 1.77 1.77 1.77
- regulated savings accounts (b) 0.80 0.79 0.79 0.79
of which : passbooks A 0.75 0.75 0.75 0.75
- ordinary savings passbooks 0.32 0.28 0.28 0.27
- home savings plans 2.73 2.70 2.70 2.70
NFC 0.43 0.31 0.31 0.31
of which : - overnight deposits 0.12 0.11 0.10 0.10
- accounts with agreed maturity up to 2 years (g) 0.45 0.27 0.26 0.25
- accounts with agreed maturity over 2 years (g) 1.79 1.55 1.52 1.50
For information :
minimum bid rate in the Eurosystem tenders 0.00 0.00 0.00 0.00
3-month Euribor (c) -0.33 -0.33 -0.33 -0.33
performance of the Constant Maturity Rate of 5 years (c), (d) 0.01 -0.19 0.00 0.12
a. Interest rates presented here are effective rates calculated by dividing the accrued interest flows for the months under review by the monthly averages of the corresponding outstanding amounts. For the different types of deposits, including step-up deposits, they correspond to the average conditions practiced during the month under review by the French credit institutions on deposits of non-financial corporations and households (including non-profit institutions serving households) residents.
b. Regulated rates passbooks include passbooks A, blue passbooks, sustainable development passbooks, home savings plans, youth passbooks and people's savings passbooks.
c. Monthly averages.
d. 5 years Constant Maturity Rate. Source: French Bond Association.
e. Revised data.
f. Provisional data.
g. Including taxed saving books, other special saving accounts, people saving plans (PEP) and subordinated loans.
Source : BANQUE DE FRANCE - DIRECTION GÉNÉRALE DES STATISTIQUES
Remuneration on deposits with monetary financial institutions
Accounts with agreed maturity up to 2 years and deposits, seasonally adjusted
Livret A and Ordinary savings passbooks



In %
PEL
In %
* The regulatory formula of the rate of the PEL (home savings plans)
is the maximum of the following two terms:
- 70% 5-year swap rate + 30% (10-year swap rate - 2-year swap rate),rounded up to the nearest 1/4 percentage point,
- 1 %

More information on: long series, calendar, methodology

All statistical time series published by the Banque de France can be accessed on Webstat Banque de France

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STAT INFO - February 2018
Interest rates on bank deposits
DSMF Contact Stat Info :
DSMF Contact Stat Info

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Interest rates on deposits
  • Published on 04/04/2018
  • EN
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Published on Wednesday, April 4, 2018