Other sites of Banque de France

Language switcher

You are here

Bank lending survey 2017Oct

Published on 11/10/2017
Credit demands from companies increase
Loans to enterprises: In October, banks reported a slight increase in credit demand from large firms. The demands are notably prompted by mergers and acquisitions projects.

Loans to households: The banks surveyed reported a further decrease in demand for housing loans while the demand for consumer credit was stable.

Balances of opinions, calculated as weighted net percentages of responses, do not constitute a measure of the growth of credits actually distributed, nor of the actual evolution of margins.
Changes in net demand for loans to enterprises
(balance of opinion, weighted net percentage changes)
Contributing factors to changes in SMEs and large firms' demand in October
(balance of opinion, weighted net percentage changes)
Changes in net demand for housing loans
(balance of opinion, weighted net percentage changes)
Changes in net demand for consumer credit
(balance of opinion, weighted net percentage changes)
Changes in households and enterprises' demand: banks' balances of opinion breakdown
(balance of opinion, weighted percentage changes)
Entreprises Households
SMEs Large firms House purchase Consumer credit
Decreasing demand 0% 0% 52% 2%
Stable demand 97% 78% 48% 91%
Increasing demand 3% 22% 0% 7%
Additional information
Changes in corporate financing needs
Mergers/acquisitions and corporate restructuring
(balance of opinion, weighted net percentage changes)
Fixed investment
(balance of opinion, weighted net percentage changes)
NB: Banks' responses are weighted by the relative importance of credit (SMEs, large firms, households' house purchase, consumer credit) they distribute.
For loan demand, the balance of opinion is the difference between the percentage of banks in the sample reporting an increase and the percentage of those reporting a decrease.
For contributing factors to changes in demand (including corporate financing needs), the balance of opinion associated with a factor is the difference between the percentage of banks in the sample reporting the factor as having contributed to an increase in demand and the percentage of those reporting the factor as having contributed to a decrease in demand.
Read more: methodology, series, calendar
All series published by the Bank of France are accessible at
Webstat Banque de France
Available on mobile devices
Apple and Android
STAT INFO - October 2017
BLS-Bank lending Survey

Contact us:
DSMF Contact Stat Info

Download the PDF version of this document

Bank lending survey
  • Published on 11/10/2017
  • EN
  • PDF (561.4 KB)
Download (EN)

Published on Friday, November 10, 2017