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Bank lending survey 2017Aug

Published on 09/11/2017
Marginal decrease in loan demand from large firms


Loans to enterprises: In August, one bank reported a drop in credit demand from large firms, which led to a slight decrease in large firms' aggregated demand. The credit demand from SMEs remained unchanged.

Loans to households: Several banks declared that the demand for housing loans would be decreasing again. The demand for consumer loans entered negative territory.

Balances of opinions, calculated as weighted net percentages of responses, do not constitute a measure of the growth of credits actually distributed, nor of the actual evolution of margins.
Changes in net demand for loans to enterprises
(balance of opinion, weighted net percentage changes)
Contributing factors to changes in SMEs and large firms' demand in August
(balance of opinion, weighted net percentage changes)
Changes in net demand for housing loans
(balance of opinion, weighted net percentage changes)
Changes in net demand for consumer credit
(balance of opinion, weighted net percentage changes)
Changes in households and enterprises' demand: banks' balances of opinion breakdown
(balance of opinion, weighted percentage changes)
Entreprises Households
SMEs Large firms House purchase Consumer credit
Decreasing demand 0% 21% 21% 7%
Stable demand 100% 69% 79% 93%
Increasing demand 0% 10% 0% 0%
Additional information
Changes in corporate financing needs
Mergers/acquisitions and corporate restructuring
(balance of opinion, weighted net percentage changes)
Fixed investment
(balance of opinion, weighted net percentage changes)
NB: Banks' responses are weighted by the relative importance of credit (SMEs, large firms, households' house purchase, consumer credit) they distribute.
For loan demand, the balance of opinion is the difference between the percentage of banks in the sample reporting an increase and the percentage of those reporting a decrease.
For contributing factors to changes in demand (including corporate financing needs), the balance of opinion associated with a factor is the difference between the percentage of banks in the sample reporting the factor as having contributed to an increase in demand and the percentage of those reporting the factor as having contributed to a decrease in demand.
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STAT INFO - August 2017
BLS-Bank lending Survey

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Bank lending survey
  • Published on 09/11/2017
  • EN
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Published on Monday, September 11, 2017