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Bank lending survey 2018Jul

Published on 08/10/2018
The demand for loans to enterprises increases
Loans to enterprises: in July, banks report an increase in demand for corporate loans, mainly driven by the "mergers and acquisitions" component.

Loans to households: for consumer credit, the banks surveyed continue to report an increase in demand; for housing loans, they observe a stable demand.
Balances of opinions, calculated as weighted net percentages of responses, do not constitute a measure of the growth of credits actually distributed, nor of the actual evolution of margins.
Changes in net demand for loans to enterprises
(balance of opinion, weighted net percentage changes)
Contributing factors to changes in SMEs
(balance of opinion, weighted net percentage changes)
Changes in net demand for housing loans
(balance of opinion, weighted net percentage changes)
Changes in net demand for consumer credit
(balance of opinion, weighted net percentage changes)
Changes in households and enterprises' demand: banks' balances of opinion breakdown
(balance of opinion, weighted percentage changes)
Additional information
Changes in corporate financing needs
Mergers/acquisitions and corporate restructuring
(balance of opinion, weighted net percentage changes)
Fixed investment
(balance of opinion, weighted net percentage changes)
NB: Banks' responses are weighted by the relative importance of credit (SMEs, large firms, households' house purchase, consumer credit) they distribute.
For loan demand, the balance of opinion is the difference between the percentage of banks in the sample reporting an increase and the percentage of those reporting a decrease.
For contributing factors to changes in demand (including corporate financing needs), the balance of opinion associated with a factor is the difference between the percentage of banks in the sample reporting the factor as having contributed to an increase in demand and the percentage of those reporting the factor as having contributed to a decrease in demand.
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STAT INFO - July 2018
BLS-Bank lending Survey

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Bank lending survey
  • Published on 08/10/2018
  • EN
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Published on Friday, August 10, 2018