Bank lending survey 2017Dec
Published on 01/16/2018
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The credit demand for housing loan stabilizes at a high level
Loans to enterprises: in December, banks reported a slight increase in credit demand from large firms but stability for SMEs.
Loans to households: the banking consensus strengthened with regard to the stabilization of the demand for housing loans compared to the previous month. The demand for consumer credit was similar to that of November 2017.
Loans to households: the banking consensus strengthened with regard to the stabilization of the demand for housing loans compared to the previous month. The demand for consumer credit was similar to that of November 2017.
Balances of opinions, calculated as weighted net percentages of responses, do not constitute a measure of the growth of credits actually distributed, nor of the actual evolution of margins.
Changes in net demand for loans to enterprises 
(balance of opinion, weighted net percentage changes)
Contributing factors to changes in SMEs
(balance of opinion, weighted net percentage changes)
Changes in net demand for housing loans
(balance of opinion, weighted net percentage changes)
Changes in net demand for consumer credit
(balance of opinion, weighted net percentage changes)
Changes in households and enterprises' demand: banks' balances of opinion breakdown
(balance of opinion, weighted percentage changes)
Additional information
Changes in corporate financing needs
Mergers/acquisitions and corporate restructuring
(balance of opinion, weighted net percentage changes)
Fixed investment
(balance of opinion, weighted net percentage changes)
NB: Banks' responses are weighted by the relative importance of credit (SMEs, large firms, households' house purchase, consumer credit) they distribute.
For loan demand, the balance of opinion is the difference between the percentage of banks in the sample reporting an increase and the percentage of those reporting a decrease.
For contributing factors to changes in demand (including corporate financing needs), the balance of opinion associated with a factor is the difference between the percentage of banks in the sample reporting the factor as having contributed to an increase in demand and the percentage of those reporting the factor as having contributed to a decrease in demand.
For loan demand, the balance of opinion is the difference between the percentage of banks in the sample reporting an increase and the percentage of those reporting a decrease.
For contributing factors to changes in demand (including corporate financing needs), the balance of opinion associated with a factor is the difference between the percentage of banks in the sample reporting the factor as having contributed to an increase in demand and the percentage of those reporting the factor as having contributed to a decrease in demand.
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Bank lending survey
- Published on 01/16/2018
- EN
- PDF (565.23 KB)
Published on Tuesday, January 16, 2018